Negotiate, negotiate, negotiate

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Did you know that almost eight out of 10 medical bills have some type of error? That’s all the proof you need to go through each bill with a fine-toothed comb. “It pays to ask for the full bill and check it for inaccuracies,” advises Andrea Woroch, a personal finance expert. Do the same with the explanation of benefits from your health insurance agency. If you notice something doesn’t look right, call your insurance provider and ask questions.” She also recommends Co-Patient, a website that reviews your bills for errors and works to get them resolved. Don’t miss these 10 wildly overinflated hospital costs you didn’t know about.